Remember back in January we decided to save money for Christmas? We vowed to put money aside each week so that when it came time to buy Christmas presents, we didn't go into debt.
Then remember that we agreed that we would not use our credit card during the holidays. We pledged never to charge anything for Christmas again. Insanity is paying for Christmas the following year.
Pat yourself on the back. You had cash for Christmas and that credit card (if you still have one) never got pulled out of your wallet. What a good feeling! I'm really proud of you. Yep, a very special feeling!
Wait a minute! I'm picking up an extraterrestrial signal from outer space. I'm being told that all credit card usage is up rather than down. There is more. Members of my family also continued to use their cards more than last year.
What can I say. We had good intent. Here it comes! "Wait until next year!" We will not charge any Christmas gifts next year. The insanity has got to stop.
Well, what the hell. It is too late now. We are deeper in debt. Christmas is just around the corner. Family. Friends. Good food and beverage. Lots of sharing.
We can be thankful for many things. We live in the most prosperous society on earth. Maybe in the overall scheme of things we are working towards world peace. Christ did show us "the way". So take a moment and enjoy the people around you. That is the ultimate "special feeling".
We'll work on the elimination of credit card debt next year.
A Very Merry Christmas to all!
Love,
Dad